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Commonly Asked Questions???
FHA? Is it for the first time home buyer only?
No! Anyone may qualify for an FHA loan. This loan allows for buyer’s to purchase with as little as 3.5% (of the sales price) down payment.
Where should I go for a mortgage pre approval?
Start with a referral from someone you trust or with the financial institution that holds your checking or savings account.
What is a Buyer Agent?
A Buyer Agent’s primary job is to be your ADVOCATE! They should provide you with resources, education, and assist your with getting the best home, for the lowest price.
Should I use a Buyer Agent?
Absolutely. All Buyers can benefit from having a real estate advocate.
Can I get a gift or closing costs assistance?
Absolutely. Most loans will allow for seller concessions or a gift.
How Does Same Sex Marriage Impact Real Estate?
Same sex couples can buy a home and go into the title as Joint Tenants in Common with full rights of survivorship. This means that each buyer has one hundred percent ownership in the property. If one spouse or owner dies the property is automatically transferred to the owner on title without needing to go to Probate Court. This also means that the property cannot be sold, transferred or deeded to anyone else without ALL of the owners signatures. There is NO limit to the number of people that can be "Joint Tenants". Therefore, this type of ownership is available to any person(s) regardless of familial status. Joint Tenants could be mother and son, father and daughter, business partners, friends, lovers, siblings, or even cousins. Contact Jaye Sanders at 248-298-5000 or firstname.lastname@example.org for more information about how to buy and sell property.
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Reserve your Free Home Buyer Consultation - Nextpointe is committed to educating buyers about this process BEFORE they begin their search. All first time buyers receive a Home Buyer 101 and Mortgage 101 consultation. Nextpointe will walk you through this process from beginning to end. Click here to sign up for a free Home Buyer 101 and Mortgage 101 consultation.
Auto Worker Assistance - Any buyer that currently works for, or was laid-off by, Ford - Chrysler - GM, an auto vendor / supplier; or is an immediate family member; is offered a $4 per thousand discount.
Click here to sign up for an Auto Worker Assistance consultation.
Senior Citizen Program - Our Senior Solutions program will provide them with one source to sell their home and will help them to downsize into a senior apartment or condo. We coordinate the move for them and will negotiate the lease at their new apartment. Click here to sign up for a free Senior Solutions Seminar.
Investment Home Buyers - Our Investors 101 class is the most comprehensive course that teaches anyone how to become an investor. We show them how to find an experienced sales person, do a profit and loss statement and help them to develop effective strategies and objectives for success. Click here to sign up for free.